With Halloween right around the corner there is no better topic to discuss than the Zombification of the U.S. Financial Markets. So far 2020 has proved to empower even the most decrepit, decaying and hungry (for debt) Zombies. Let’s first nail down what a Zombie is. In it’s simplest form – a Zombie is a…

Roughly 18 months ago Facebook announced they would be introducing a new digital currency called Libra, in 2020, to revolutionize money transfer and position them as a leader in blockchain-based digital payments. It consisted of three parts: The Libra Token – A digital token similar to other cryptocurrencies like bitcoin but with the biggest difference…

Yesterday CNBC reporter, Steve Liesman, interviewed the Dallas Federal Reserve President Robert Kaplan to discuss monetary policy amid our current economic recovery. There were two big take aways: He stated the Federal Reserve (Fed) needs to keep interest rates at zero for the next 2.5 to 3 years. He is worried that near zero interest…

First off – what the heck is multiexperience? Is it just another fad? A new buzzword in tech land or is it a future trend? Let’s take a look. Multiexperience is a concept that addresses a fundamental shift in how companies should design their digital strategies to engage with customers. In simple terms, it is…

On March 27th President Trump signed The Coronavirus Aid, Relief, and Economic Security (CARES) Act into law. This $2.2 trillion stimulus package was allocated in three general ways. To provide funding to vulnerable individuals and businesses. To provide funding to government agencies tasked with administering relief and emergency management.  To give gave tax cuts and…

On March 27th President Trump signed into law the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) meant to address the economic fallout of the current pandemic in the United States.  Included in the $2.2 trillion dollar stimulus package are provisions changing the rules for retirement accounts. As many of you own retirement accounts…

As the S&P500 took a 3.35% dive today I figured I would publish some of the data we have been kicking around trying to decipher true impact of the current Coronavirus epidemic. Let’s start by comparing economic data of a 2003 China vs a 2019 China. It is important to note SARS occurred back in…

Every Presidential Election year we all ponder the same question…..how is this going to impact the markets? As you can guess there is no clear answer and it is important to remember past performance is not indicative of future results. That being said I still wanted to see the data for myself so I gathered…

As the expansion continues I often have friends and family who are hesitant to put new money to work. Even today, as we hit new all time highs, most of them sitting on cash are waiting for a 10-20% drop to “get in”. When I ask why, many of them say ‘because it has to’…

Uber, there are problems with the Meal Delivery business: You are 3rd in market share with 20%. In Q3 2019 your losses grew 67% year over year to $316 million. Loyalty is dead. Don’t worry, it’s not just you, let’s look at some recent industry headlines: Jun. 2019: Amazon Restaurants announced it was shutting its…